Many employers offer a Dependent Care Assistance Program (DCAP) that lets you set aside pre-tax dollars to pay eligible dependent care expenses. This article highlights dependent care benefits and how to make the most of them.  [Download the full PDF here]   Making the most of DCAP  If you’re balancing work and caregiving responsibilities, a DCAP can help ease the financial burden. Also known as a dependent care flexible spending account, a DCAP allows you to set aside pre-tax dollars to pay eligible dependent care expenses — offering valuable tax savings for working families.  Here’s what to know:  Pre-tax savings: Contributions reduce your taxable income, which can lower your overall tax bill.  Qualified expenses: Eligible costs may include day care, preschool, after-school programs and adult day care for dependents who require supervision.  Who qualifies: Care must be provided for children under age 13 or for dependents who are physically or mental...