President Trump signed the One Big Beautiful Bill Act (OBBBA) into law this summer. The OBBBA contains changes for employee benefit plans, including:  Health savings account (HSA) expansion: Effective Jan. 1, HSA eligibility will allow individuals with direct primary care (DPC) arrangements to make HSA contributions if their monthly fees are $150 or less ($300 or less for family coverage). Also, DPC fees will be treated as medical care expenses that can be paid using HSA funds.  High-deductible health plan (HDHP) telehealth exceptions: A pandemic-related relief measure temporarily allowed HDHPs to waive the deductible for telehealth services without impacting HSA eligibility. The OBBBA permanently extends the ability of HDHPs to provide benefits for telehealth and other remote care services before plan deductibles have been met, without jeopardizing HSA eligibility. This extension applies to plan years beginning after Dec. 31, 2024.  Dependent care flexible spending ac...

Reminder: Oct. 15 deadline   The deadline to distribute Part D notices and the extended Form 5500 filing deadline for calendar year plans is Oct. 15. This deadline applies to employers with group health plans that provide prescription drug coverage and those with calendar year employee benefit plans that previously requested an extension of time to file their Form 5500, respectively.  [Get information on the Oct.15 deadline] Checklist to prepare for Medicare Part D creditable cover changes  The Inflation Reduction Act of 2022 brought significant changes to Medicare Part D plans, which will affect the creditable coverage status of employer-sponsored prescription drug coverage for 2026.   This checklist is designed to help employers understand the implications of the new creditable coverage methodologies, assess their current plan’s creditable coverage status and identify necessary adjustments to comply with federal requirements and support their Part D-eligible p...

This compliance overview includes a chart that summarizes the benefit notices that employers should provide in connection with their health plans’ 2026 open enrollment periods.  [Get the resource here]  Questions?   If you have questions, contact TruePlan . Our team of advisors can help you with questions within the scope of employee benefits .

With the 2026 open enrollment season around the corner, employers have an opportunity to develop attractive benefits offerings and proactively communicate with employees to help them understand what’s available.   The article linked below outlines how employers can thoughtfully kick off open enrollment efforts, including offering competitive benefits to meet workforce needs, crafting employee messaging and effectively communicating benefits offerings.  [Prepare for open enrollment]   Questions?   If you have questions, contact TruePlan . Our team of advisors can help you with questions within the scope of employee benefits . 

To prepare for open enrollment, employers should be aware of the legal changes affecting the design and administration of their health plans for plan years beginning on or after Jan. 1. This compliance overview includes an open enrollment checklist for the 2026 plan year.  [Get the checklist here]  Questions?   If you have questions, contact TruePlan . Our team of advisors can help you with questions within the scope of employee benefits .    

Welcome to the September edition of Benefits Buzz ! In this issue, we dive into the latest topics related to employee benefits, wellness programs and ever-evolving workplace dynamics. Stay informed and gain insights that help you make the most of your benefits package.  This month's highlights  Topic #1: Pay-or-play affordability percentage will increase in 2026.  Topic #2: DOL updates model employer CHIP notice.  Download the full story  For an in-depth look at this month's topics, download the PDF below. Dive deeper into the advice and guidance that can help you leverage your benefits to their fullest potential. Don't miss out on valuable insights that could improve your professional and personal life.  [Download the Full Story PDF] Stay informed, stay empowered and make the most of your benefits with Benefits Buzz! Be sure to follow us on LinkedIn for monthly updates and never miss out on the latest in benefits news.  Questions?  If you have q...

Welcome to the August edition of Benefits Buzz ! In this monthly issue, we dive into the latest topics related to employee benefits, wellness programs and ever-evolving workplace dynamics. Stay informed and gain insights that help you make the most of your benefits package.  This month's highlights  Topic #1: OBBBA’s changes for employee benefit plans.  Topic #2: U.S. Supreme Court’s decision on the ACA’s preventive care mandate.  Download the full story  Download the PDF below for an in-depth look at this month's topics. Dive deeper into the advice and guidance that can help you leverage your benefits to their fullest potential. Don't miss out on valuable insights that could improve your professional and personal life.  [Download the Full Story PDF]  Stay informed, stay empowered and make the most of your benefits with Benefits Buzz! Be sure to follow us on LinkedIn for monthly updates and never miss out on the latest in benefits news.  Question...