A recent survey from  Gallagher , a global insurance brokerage, risk management and consulting firm, found that nearly one-third of employers are expected to expand voluntary benefit offerings by 2027. This news brief has more details.  [Get the news brief here]   Questions?   If you have questions,  contact TruePlan . Our team of advisors can help you with questions within the scope of  employee benefits .

Effective Jan. 1, 2026, The One Big Beautiful Bill Act (OBBBA) increases the maximum annual contribution limit for dependent care flexible spending accounts to $7,500 (or $3,750 for married individuals filing separate tax returns). This legal update summarizes this change.  [Get the legal update here]   Questions?   If you have questions,  contact TruePlan . Our team of advisors can help you with questions within the scope of  employee benefits .     .    

As the population ages and more workers take on the role of family caregiver, support for caregivers becomes increasingly essential. This article discusses considerations for offering caregiving benefits to employees.  [Get the article here]   Questions?   If you have questions,  contact TruePlan . Our team of advisors can help you with questions within the scope of  employee benefits .

As organizations continue to adapt to evolving workforce needs and changing regulations in 2026, open enrollment communication will be more important than ever. This article highlights why open enrollment communication matters and provides tips on what to do before, during and after enrollment to maximize its effectiveness.  [Get the article here]   Questions?   If you have questions,  contact TruePlan . Our team of advisors can help you with questions within the scope of  employee benefits .    

Welcome to the October edition of Benefits Buzz! In this issue, we dive into the latest topics related to employee benefits, wellness programs and ever-evolving workplace dynamics. Stay informed and gain insights that help you make the most of your benefits package.  This month's highlights  Topic #1: Medicare Part D notices were due Oct. 15.  Topic #2: ACA pay-or-play penalties will increase for 2026  Download the full story  For an in-depth look at this month's topics, download the PDF below. Dive deeper into the advice and guidance that can help you leverage your organization’s benefits to their fullest potential. Don't miss out on valuable insights that could improve your professional and personal life.  [Download the Full Story PDF]   Stay informed, stay empowered and make the most of your benefits with Benefits Bu...

The  SECURE 2.0 Act  continues to impact the retirement landscape, and one of its most impactful provisions — the Roth catch-up contribution requirement for higher earners — is effective in 2026. With final regulations issued in mid-September, plan sponsors now have clarity on how to prepare for implementation.  Background: Understanding catch-up contributions and Roth  Catch-up contributions  allow participants aged 50 and older to contribute additional amounts to their retirement plans beyond the standard IRS limits. These contributions help older workers boost their retirement savings as they approach retirement age.  A  Roth contribution  is made with after-tax dollars, meaning the participant pays taxes upfront, but qualified withdrawals are tax-free. Catch-up contributions could traditionally be made on a pre-tax or Roth basis.  Under the  SECURE 2.0 Act , participants earning more than  $145,000 in FICA wages  in the pri...

President Trump signed the One Big Beautiful Bill Act (OBBBA) into law this summer. The OBBBA contains changes for employee benefit plans, including:  Health savings account (HSA) expansion: Effective Jan. 1, HSA eligibility will allow individuals with direct primary care (DPC) arrangements to make HSA contributions if their monthly fees are $150 or less ($300 or less for family coverage). Also, DPC fees will be treated as medical care expenses that can be paid using HSA funds.  High-deductible health plan (HDHP) telehealth exceptions: A pandemic-related relief measure temporarily allowed HDHPs to waive the deductible for telehealth services without impacting HSA eligibility. The OBBBA permanently extends the ability of HDHPs to provide benefits for telehealth and other remote care services before plan deductibles have been met, without jeopardizing HSA eligibility. This extension applies to plan years beginning after Dec. 31, 2024.  Dependent care flexible spending ac...