After 40 years of providing retirement plan advisory services to large institutions, HANYS Benefit Services is taking its experience and expertise to the smaller end of the market. Though employers with assets under $10 million may not have the same resources as larger organizations, they do have the same responsibilities and objectives: a fiduciary duty to conduct plan business in a prudent fashion and the need to offer an attractive and competitive retirement plan for their employees. “We believe sponsors in the smaller end of the market are often underserved and may not be getting the proper fiduciary oversight,” said James Kelley, president of HANYS Benefit Services. “With our new service offering, we are looking to relieve some of their administrative burden, fiduciary responsibilities and operating expenses.” HBS has created a solution that largely shifts the fiduciary and administrative burdens to third parties while crafting a lower cost, institutionally structured retirement...

HANYS Benefit Services has over 50 years experience providing consultation and value-added solutions like the Group Insurance Trust to healthcare providers. GIT was created in 1967 and remains a cost-effective solution providing key benefits to our clients: short/long-term disability, group term life/AD&D, NYSDBL/PFL; lower premiums achieved through Trust scale; dedicated service teams; rate stabilization; form 5500 preparation; and multi-year rate guarantees. Saving money on employee benefits while still attracting and retaining the best and the brightest is a must in today’s economy. If you have any questions about HBS' Group Insurance Trust , or would like to talk to an employee benefits consultant, please get in touch by  email  or by calling (800) 388-1963.

HANYS Benefit Services has over 50 years experience providing consultation and value-added solutions like the Group Insurance Trust to healthcare providers. GIT was created in 1967 and remains a cost-effective solution providing key benefits to our clients: short/long-term disability, group term life/AD&D, NYSDBL/PFL; lower premiums achieved through Trust scale; dedicated service teams; rate stabilization; form 5500 preparation; and multi-year rate guarantees. Saving money on employee benefits while still attracting and retaining the best and the brightest is a must in today’s economy. If you have any questions about HBS' Group Insurance Trust , or would like to talk to an employee benefits consultant, please get in touch by  email  or by calling (800) 388-1963.

The fourth quarter of 2018 ended with significant market volatility. Yet, the U.S. equity performance was in recovery mode in the first quarter of 2019. In March, we witnessed the ten-year anniversary of the bull market for equities, making it the longest bull market on record. In hindsight, the sharp sell-off in the fourth quarter looks like a head fake for investors. Read the  Q1 Market Recap  to learn more about the dramatic recovery for the start of 2019. Also included is a legislative and regulatory update on what's happening in the retirement market. If you have any questions, or would like to begin talking to a retirement plan advisor, please get in touch by  email  or by calling (800) 388-1963.

The fourth quarter of 2018 ended with significant market volatility. Yet, the U.S. equity performance was in recovery mode in the first quarter of 2019. In March, we witnessed the ten-year anniversary of the bull market for equities, making it the longest bull market on record. In hindsight, the sharp sell-off in the fourth quarter looks like a head fake for investors. Read the  Q1 Market Recap  to learn more about the dramatic recovery for the start of 2019. Also included is a legislative and regulatory update on what's happening in the retirement market. If you have any questions, or would like to begin talking to a retirement plan advisor, please get in touch by  email  or by calling (800) 388-1963.

Plan fiduciaries are seeing increased interest in socially responsible, or impact, investing as an option in their plan offerings. Socially responsible investing began as a practice of negative screening or avoiding companies that profit from alcohol, tobacco, gambling, firearms, or similarly perceived categories. It has since evolved and expanded in focus to represent environmental, social and governance issues. Many investors question the balance between focusing on making socially responsible investments and planning for long-term successful results. Can both be achieved, or does a focus on ESG mean a sacrifice of portfolio performance? This new whitepaper addresses that question, while reviewing the origins, evolutions and performance indicators of socially responsible investments. Download “ Doing Good While Doing Well ” to learn more. To begin talking to a retirement plan advisor, please get in touch by  email  or by calling (800) 388-1963.

Plan fiduciaries are seeing increased interest in socially responsible, or impact, investing as an option in their plan offerings. Socially responsible investing began as a practice of negative screening or avoiding companies that profit from alcohol, tobacco, gambling, firearms, or similarly perceived categories. It has since evolved and expanded in focus to represent environmental, social and governance issues. Many investors question the balance between focusing on making socially responsible investments and planning for long-term successful results. Can both be achieved, or does a focus on ESG mean a sacrifice of portfolio performance? This new whitepaper addresses that question, while reviewing the origins, evolutions and performance indicators of socially responsible investments. Download “ Doing Good While Doing Well ” to learn more. To begin talking to a retirement plan advisor, please get in touch by  email  or by calling (800) 388-1963.