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Stay ahead of ACA compliance: Your 2025 checklist

2025 ACA compliance checklist

The Affordable Care Act’s (ACA) requirements continue to evolve, bringing critical updates for employers sponsoring group health plans. For 2025, new rules and thresholds are taking effect, impacting affordability percentages, cost-sharing limits and reporting requirements. 

Access your checklist today and continue learning about this year’s key updates. 

Key updates for 2025 

  • Affordability percentage: Slight increase under the employer mandate, offering applicable large employers (ALEs) more flexibility with employee contribution rates. 

  • Cost-sharing limits: Adjusted for essential health benefits. 

  • Reporting deadlines:  

  • March 3, 2025: Individual statements for 2024 must be provided. 

  • March 31, 2025: Electronic IRS returns for 2024 are due. 

Employers must review and update health plan documents, including the summary of benefits and coverage (SBC), to reflect these changes. Additionally, clear communication during open enrollment will be essential to keep employees informed and ensure your compliance. 

Resources to prepare 

Download our complete 2025 ACA Compliance Checklist to streamline your compliance strategy and stay aligned with federal requirements.  

From affordability adjustments to reporting guidelines, the checklist includes all the details you need to navigate these updates confidently. 

Brought to you by TruePlan Benefit and Retirement Advisors®, your trusted partner in simplifying ACA compliance. Learn more about our employee benefits solution. 

This content is for informational purposes only. It has been partially generated from an AI language model, which may not always be exhaustive or tailored to individual circumstances. We encourage you to contact one of our experts for more information. We assume no liability arising from any use of this content. 

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